Ahmedabad District Cooperative Bank

Ahmedabad District Cooperative Bank
The Bank received 745.6 crore rupees in 5 days. Let's approximate the amount to 750 crores.

So the banks processed 750/5 = 150 crores daily

We do not know what was the major distribution of deposited amount?


NABARD states that 1.6 Lac deposit accounts were responsible for 750 crore deposit. So amount per deposit is 46,875 Rupees which is a low average. But this does not mean each account got a deposit of 46k. In Business Pareto principle applies

Simply put for many events roughly 80% of the effect comes from 20% of the component. So for a business 80% of the revenues come from 20% of the customers.

Thus 80% of 750 crore would roughly originate from 20% of 1.6 Lac accounts

So average deposit in top 20% account will be 1.9 Lacs per account.

 Reference links
https://economictimes.indiatimes.com/industry/banking/finance/banking/ahmedabad-district-cooperative-bank-collected-highest-amount-of-banned-notes-among-dccbs-rti-reply/articleshow/64680892.cms

http://www.adcbank.coop/images/pages/download/2014-15.pdf

Referred but not used
https://www.sbi.co.in/AR1415/PDF/SBI_AR_Unabridge-(English)%20%202015.pdf